Source deals. Set your terms. Settle atomically.
An open market for institutional credit, with collateral-protected principal and lifecycle controls that eliminate ambiguity.
Open market + directed deals
Browse public listings or accept directed requests from known counterparties. Same workflow, same contracts, your choice of sourcing channel.
Collateral-protected principal
Every loan is collateralized at 1.30× the principal at lock time. Default rights are explicit and on-chain, not subject to negotiation after the fact.
Clear lifecycle controls
Mark past due, issue default notice, and seize collateral are explicit lifecycle actions you take when warranted. Each one triggers a defined state transition with a defined timeline.
One inbox for every counterparty
The Workbench surfaces every deal that needs your action, including offers to approve, principal to fund, repayments to confirm, and defaults to manage across all your borrowers.
A lender's first deal.
Five steps from connection to repayment or seizure.
- 01
Connect your wallet
Sign in with your Canton-compatible wallet and link your party identifier to Otorofi. Your keys never leave your wallet.
- 02
Browse listings or receive a directed request
The market view shows every active listing: principal, rate, term, and borrower party. Directed requests land directly in your Workbench.
- 03
Submit a competitive offer
Choose your terms and submit a LenderOffer to the borrower. Your offer is visible only to the borrower, never to the marketplace or other lenders.
- 04
Fund principal once collateral is locked
When the borrower locks collateral at 1.30×, the deal moves to the funding step. Sign the principal transfer in your wallet and the loan goes active.
- 05
Receive repayment, or seize on default
On the due date, repayment + collateral release happen atomically. On default: 72-hour grace, 24-hour notice, then you can seize the locked collateral.
Get started
Talk to the team.
We will walk you through the platform and discuss how Otorofi fits your workflow.