Keep your treasury. Unlock liquidity.
Bilateral terms, private negotiation, and non-custodial collateral for institutions that do not want to hand the keys to anyone.
Direct bilateral terms
Negotiate principal, rate, and term directly with the counterparty you choose. No order book, no slippage, no anonymous matching.
Private by default
Your loan terms, collateral status, and repayment history live on contracts visible only to you and your lender. Even the marketplace operator can't see your deals.
Non-custodial collateral
Your collateral never leaves your wallet's custody until you sign. On repayment, it returns atomically. On default, the lender can claim it after a clear notice period.
Unified Workbench inbox
One inbox shows every deal that needs your action, from agreements to sign to collateral to lock and repayments coming due, with deadlines and next steps for each.
A borrower's first loan.
Five steps from connection to collateral release.
- 01
Connect your wallet
Sign in with your Canton-compatible wallet and link your party identifier to Otorofi. The application never sees your private keys.
- 02
Post a request
Choose your principal, rate, term, and counterparty path: direct to a specific lender, or open to the market. Same workflow either way.
- 03
Review and accept an offer
Compare incoming offers in your Workbench. Accept the one that fits, and both sides sign a pending agreement.
- 04
Lock collateral and receive principal
Sign the collateral lock (1.30× principal) in your wallet. The lender funds the principal in the same lifecycle and the loan goes active.
- 05
Repay; collateral releases atomically
On the due date, repayment and collateral release happen in a single Canton transaction. No reconciliation step.
Get started
Talk to the team.
We will walk you through the platform and discuss how Otorofi fits your workflow.